How to get a Straight Talk Phone for $0 Down or buy a Straight Talk phone with NO credit!

You're ready to get a new phone for Straight Talk but you are asking yourself "How do I get a phone for Straight Talk with $0 money down?" We've got a great solution for you. Actually, 2 great solutions for you!

 

Option 1- use PayPal Credit

PayPal credit is an easy and fast way to get the Straight Talk Phone you want with no money down. Here's how:

  1. Select the phone you want from the iConvertwireless.com website and place it in your cart.
  2. When you have placed the item in your cart and are ready to checkout, select "PayPal" as your payment by clicking the PayPal icon  
  3. Important: You MUST select PayPal credit as the funding source when you use Paypal to get the $0 down offer.
  4. Applying for Paypal Credit is easy and takes less than 2 minutes. You'll need your social security number and birthdate. You'll receive an INSTANT decision.

 

Option 2-*New* Put it on Payments with Lay-buy

So you want a better phone for Straight Talk but are short on cash? You can now put it on payments with Lay-Buy.  How it works:

  1. Select the phone you want from the iConvertwireless.com website and place it in your cart.
  2. When you have placed the item in your cart and are ready to checkout, select the "Checkout" button. Once you have entered all your contact information, you then select the "Put it on Lay-Buy" button (see below). 
  3. You then will be given a payment schedule: 
  4. After you complete your payment schedule your device will be shipped to you. Similar to how an in-store layaway program would work.

 

Paypal Credit vs. Lay-Buy Payments

 PayPal Credit 
Lay-Buy Payments
Credit Required?  YES  NO
Extended Time to pay?  YES YES
Interest Charges?  No interest if paid in full within 6 months.  No
Fees?  No  Yes, .09% of the purchase price.
When does the item ship?   Immediately  When you have completed all payments. (Similar to layaway)
Approval Time? Credit Approval within 2 minutes. Instant Decision. No credit required. Immediate approval.
 

 

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